Insurance Information for Students

What To Do If Personal Property Gets Damaged:

There may come a time while residing in your campus residence that an incident may occur that causes damage to your personal property. Personal property may include such things as furniture, computer equipment, stereo equipment, radio, TV, bedding, clothing etc.

Residence Hall/Dining Services Agreements state: 

"The University cannot and does not assume responsibility for personal accident, injury, or illness to residents, guests or visitors, or the damage, theft, or loss of personal property, and hereby releases the University, its officer, agents, and employees from any liability on account of any incident, injury, illness, property damage, theft, or loss."

It is therefore prudent to ensure that valuable personal property be covered under your parents' homeowner's insurance policy or under a renter's insurance policy.

Should your property become damaged, and you feel that it is due to the negligence of the University, you may file a Tort Claim against the University of Maryland with the State of Maryland through the process outlined on the Department of Environmental Safety, Sustainability and Risk (ESSR), Risk Management webpage. 

All claims are forwarded to the State Treasurer's Office in Annapolis, Maryland. A Notice of Claim form may be obtained from the ESSR website or by calling ESSR at (301) 405-3960 to have a claim form faxed or mailed, or you may drop by Seneca Building #812, 4716 Pontiac Street, Suite 0103 to speak to the Insurance Coordinator.

The State Treasurer’s Office now also offers a way to complete an electronic claim form directly from their webpage: State Treasurer's Office Notice of Claim Form  

All claims are reviewed separately and reimbursement for damaged property is approved or denied by the State Treasurer's Office.